To make smart choices, you need to have a constant pulse on your organization's health care costs. We will provide you with the tools you need.

Budgeting & Reporting - We will work with you to create a budget and provide reports matched to your

budget to track your performance. Our standard reporting package includes participant information listings, monthly check register, summary claims report by plan and division, summary claims analysis by division, claims status report, stop loss specific detail register, and an aggregate report. All of this will be provided to you in an easy to read report, so you can constantly be aware of your health plan claim expenditures.

Plan Benchmarking - To ensure that your plan is competitive and cost effective, we will implement annual benchmarking to ensure your plan design and performance is in line with your competition and
national averages.

Medical Claim Analysis - Our comprehensive reporting will detail your plan's expenses and utilization. We will take the time to analyze your

medical claims for utilization trends and disease management improvement opportunities. More importantly, we also provide professional consulting services to help you determine what to do with the data.

Pharmacy Benefit Analysis - You will receive the key statistics you need to power a smart pharmacy benefit plan including utilization rates, substitution rates, formulary compliance, scripts, and costs.

Explanation of Benefit Statements - Employee benefits are a two way street for accountability. Your employees also need tools and education to help them make smart choices. Through monthly Explanation of Benefit Statements, they will stay current on plan costs, contributions, deductibles, and out-of-pocket maximums to become better consumers of health care.